Alternative currencies – Simbi and the Flying Brick

The Flying Brick was the printed directory of the Brixton LETS Scheme (this isn’t the image we used – the original is lost in the mists of time – or a cardboard box in the attic).

LETS stood for Local Exchange and Trading Scheme. Brixton LETS was started in the second wave of alternative, local currency schemes in 1992 in Brixton, South London, and I’m proud to say I was one of the founding group, and one of the team that ran the scheme in its heyday over the following few years.

The idea was that members would trade together using our own local currency – the Brick (what else?) – which was a ‘virtual’ currency – a number in a database, with no physical existence. And that this currency would have different rules to ‘normal’ money, specifically: Continue reading “Alternative currencies – Simbi and the Flying Brick” →

Trust Aggregation, reputation economies and privacy

Last night I listened to this feature on the excellent BBC World Service – Hacking the Vote – pegged on claims by companies hawking their services to political parties that they know enough about a great many individuals to be able to create specific pyschological profiles and thus enable carefully crafted messages to be shown to them, to get them to vote for the candidate paying for the service.

The shocking reminder of the extent to which data is being collected on all of us and put to murky use in the shadows prompted this post.

It’s not about data privacy, particularly – although I personally make my online life stupidly difficult by using a vpn, by installing the anti-tracking, anti java-script, anti adverts, anti-everything extensions I can find to my browsers in an attempt to at least put some road-bumps down for those who would treat my as a statistical profit centre. With the self-defeating result that half the sites I use won’t work unless I grant them freedom to do it all anyway.

It’s about a way that we, as individuals, might be able to use that data for our own purposes. If it’s all being collected and used to manipulate us anyway, why shouldn’t it work for us, a little?

Aggregated trust scores

There have been several attempts at building tools that provide reputation metrics, trust scores – think credit ratings on steroids.

The idea being that individuals will sign up to aggregator sites, and give them access to various kinds of trust/social standing scores. The aggregator sites will then publish trust metrics on individuals, to be used by all sorts of people. Employers, potential service users, lenders, contacts, dating matches.

If anyone manages to crack this (it’s not easy – see this dead indiegogo site for peeple), then individuals will spend more effort curating these than they do on their credit rating. Lawsuits will be brought over harsh ratings using defamation laws drafted decades before the internet was even imagined.

The trust aggregator metric that is itself trusted will be the locus of immense influence. If that doesn’t already sound scary, there’s another big problem.

Continue reading “Trust Aggregation, reputation economies and privacy” →

Developing a Digital idea without Developers

This is in many ways a companion piece to my previous post – it started out as a version for LinkedIn, but rapidly evolved into something with a different emphasis.

The internet revolution has changed the landscape of our lives, and yet the disruption has only just started. Existing ways of doing business are largely unchanged from the way they were 20 years ago. Hilarious disconnects exist all over, when ultra-slick digital-only processes crash into messy physical transactions.

There is a reason for this. Coders like to code – they like the safe, ordered, complicated-but-not-truly-complex world of programming. And coders are the ones who feel empowered to invent digital businesses. So, of course, the early digital businesses are the ones that can be achieved with purely digital workflows, and don’t require the startup team ever to leave their own world.

Continue reading “Developing a Digital idea without Developers” →

Tools – Prototyping on Paper

My friend Ross (an excellent illustrator and creator of animated shorts, by the way – look here – and here for more) suggested I have a look at POP – Prototyping on Paper. I did, and it’s fantastic. Very simple and intuitive to use, and you get testable results with clickable links, fast.

Here’s a proposal I made for the September 21 People’s Climate March (to which I hope you will be going – look here). Once I’d drawn the wireframes, this took about an hour and was my first real use of the app.